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Agency Intro (Gilbert, AZ) We’d be happy to review your insurance coverage options with you! Give us a call at (480) 883-8798 or visit https://insurewithhernandez.com/.Agency Intro (Gilbert, AZ)
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Concierge Program Overview (Gilbert, AZ) We’d be happy to review your insurance coverage options with you! Give us a call at (480) 883-8798 or visit https://insurewithhernandez.com/.Concierge Program Overview (Gilbert, AZ)
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Does Your Auto Insurance Cover Car Rentals? (Gilbert, AZ) For frequent travelers or families who are planning a vacation. A very common question is whether or not an auto insurance policy covers car rentals? Great question. So, uh this actually isn't a simple yes or no answer. It depends entirely on the particulars of your individual. Auto insurance cover some carriers cover the driver meaning you. So no matter what kind of vehicle you're driving, your coverage follows you. On the other hand, some carriers cover specific vehicles, which means your policy is only in effect when you're driving the car that's specified on your insurance form. Now, car rental companies will often offer you insurance at the time of the rental, but depending on your existing coverage and the cost of the insurance, this either might be money that you do not need to pay for or very well worth the additional cost. Your insurance agent can help you determine the uh particulars of your policy as well as help you make informed choices regarding future car rentals. We’d be happy to review your insurance coverage options with you! Give us a call at (480) 883-8798 or visit https://insurewithhernandez.com/.Does Your Auto Insurance Cover Car Rentals? (Gilbert, AZ)
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Why Are My Homeowners Insurance Rates Going Up? (Gilbert, AZ) One of the most common questions we hear about home insurance is so simple and very understandable. Why are my rates going up? Now? I know that it can feel frustrating and confusing. Uh The truth is there are a large number of reasons why you might see higher home insurance premiums and not all of them are things you can control if there is an increase in the cost of uh replacement materials like uh lumber or stone or in the cost of labor that will probably translate into higher premiums. Now, likewise, if the value of your neighborhood is on the rise and therefore the value of your home is increasing, then it will cost more to insure. Now, I also can't forget to mention that if there is a large number of people in your area making insurance claims that could translate into higher rates as well, your insurance agent might be able to help you find ways to offset these cost increases. So do not be shy about contacting them to find out more. We’d be happy to review your insurance coverage options with you! Give us a call at (480) 883-8798 or visit https://insurewithhernandez.com/.Why Are My Homeowners Insurance Rates Going Up? (Gilbert, AZ)
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Are Auto Insurance Rates Negotiable? (Gilbert, AZ) Are auto insurance rates negotiable. Well, the short answer is no auto insurance rates are generally not negotiable. However, there is more to this question than my short answer that I just gave you. So in truth, uh what most people want to know is how they can lower their auto insurance rates. Now, while the premiums, a carrier offers aren't negotiable, there are actually other ways that you can knock that rate down. Auto insurance carriers determine their fees based on this really complex set of variables that include, you know, uh your driving record and um your age where you live. Uh how many miles you drive in a month? Things like that, which means if you want uh lower insurance rates, then there are several things that you can do. Uh for starters, you can drive fewer miles, which might mean, you know, carpooling or taking public transportation. And let's see what else? Um Another great idea that you could do to um lower those rates is to improve your driving record by going to driving school. As a matter of fact, some carriers will encourage you to take a defensive driving class in exchange for lower premiums, I gotta say, uh a knowledgeable insurance agent can help you find ways to lower your premiums. So even though rates aren't directly negotiable, there are definitely plenty of ways to save money on auto insurance.Are Auto Insurance Rates Negotiable? (Gilbert, AZ)
We’d be happy to review your insurance coverage options with you! Give us a call at (480) 883-8798 or visit https://insurewithhernandez.com/. -
When Is Homeowners Insurance Required? (Gilbert, AZ) While there's no law that absolutely requires you to have a home insurance policy in place. The great majority of lenders will require some amount of home insurance before issuing a home loan banks that provide mortgages want to make sure that their investments are protected. And so home insurance is often their requirement in order to proceed with a loan. Now, of course, most homeowners carry a home insurance policy because they can't afford to pay for catastrophic damage out of pocket right now without insurance, a fire or a tornado could result in a total loss for those of you that are able to purchase a home without needing a mortgage. It is still a big risk to forego carrying home coverage for any length of time. So before making this kind of decision, speak with an insurance professional, I mean, who knows? You may be able to find coverage for much less than you think.When Is Homeowners Insurance Required? (Gilbert, AZ)
We’d be happy to review your insurance coverage options with you! Give us a call at (480) 883-8798 or visit https://insurewithhernandez.com/.
At The Hernandez Insurance Group, we believe in the power of community and the importance of lifting others up. That’s why we’re honored to support Homeless Youth Connection (HYC) in their mission to provide stability, resources, and hope to homeless teens striving for a better future. Every young person deserves the chance to succeed, yet many face unimaginable hardships, struggling to meet basic needs while trying to graduate. HYC works tirelessly to remove these barriers, partnering with educators, local agencies, and community members to ensure that homeless youth have the support they need to reach their full potential. You can make a difference with a simple act of kindness. For every friend or family member you refer for an insurance quote, we’ll donate $10 to Homeless Youth Connection. Your referral helps provide shelter, guidance, and life-changing opportunities to vulnerable youth. Together, we can give these young individuals the stability and support they need to thrive. Join us in building a future where no child has to face homelessness alone. DONATION NOW
At The Hernandez Insurance Group, our unwavering dedication to community support forms the cornerstone of our values. We are thrilled to announce our latest collaboration with Welcome to America as the featured beneficiary of our Community Cause Program this quarter. Embracing the spirit of giving back, we invite you to join us in making a meaningful impact on the lives of those in need. Your participation is crucial in realizing our mission. By referring your friends and family members to our agency for a no-obligation insurance quote, you become an integral part of our philanthropic endeavor. For each person you refer, we pledge to make a generous donation of $10 to Welcome to America, a non-profit organization committed to aiding and empowering newcomers to our country. This initiative goes beyond insurance – it's a collective effort to foster a sense of belonging and support within our community. Together, we can create a ripple effect of positive change, transforming lives and embodying the true spirit of community engagement. Join us in this meaningful journey as we strive to make a lasting difference with every referral and every donation. DONATION NOW
At The Hernandez Insurance Group, our unwavering dedication to community support forms the cornerstone of our values. We are thrilled to announce our latest collaboration with Welcome to America as the featured beneficiary of our Community Cause Program this quarter. Embracing the spirit of giving back, we invite you to join us in making a meaningful impact on the lives of those in need. Your participation is crucial in realizing our mission. By referring your friends and family members to our agency for a no-obligation insurance quote, you become an integral part of our philanthropic endeavor. For each person you refer, we pledge to make a generous donation of $10 to Welcome to America, a non-profit organization committed to aiding and empowering newcomers to our country. This initiative goes beyond insurance – it's a collective effort to foster a sense of belonging and support within our community. Together, we can create a ripple effect of positive change, transforming lives and embodying the true spirit of community engagement. Join us in this meaningful journey as we strive to make a lasting difference with every referral and every donation. DONATION NOW
At The Hernandez Insurance Group, our commitment to community support is at the heart of everything we do. We take great pride in announcing our latest partnership with Homeless Youth Connection (HYC) as the recipient of our Community Cause Program for this quarter. HYC's mission aligns perfectly with our values as we aim to make a meaningful difference in the lives of those who need it most. Homeless Youth Connection is dedicated to removing barriers to graduation for homeless youth while working tirelessly to establish lasting solutions for their successful futures. With a focus on community support and increased awareness, HYC collaborates with educators, government agencies, and local partners to provide a beacon of hope for young individuals experiencing homelessness. By joining forces with this remarkable organization, we aim to create a brighter future for these vulnerable youth. You can play a crucial role in our mission by referring your friends and family members to our agency for a no-obligation insurance quote. For each person you refer, we will generously donate $10 to the Homeless Youth Connection. Your support not only helps our business thrive but also contributes to a cause that embraces and empowers children and families in need. DONATION NOW
